4 reasons why buying a home with cash may be a mistake...

Oct 8, 2019 4:49:14 PM / by Mark Gorman posted in Mortgage, Pre-Approval, Pre-Qual, Lending, Home Loan, Pre-Qualification, Approval, professional, home purchase, financing contigency, FHA, closing costs, homebuyers, home ownership, PITIA, financing, capital, payments, mortgage payments, emergency funds, boosting credit, income, asset, myths, credit bureaus

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There’s a common misconception out there that buying a home with cash is always a faster and easier option than financing. If you have the funds to buy a home in cash (congrats on that saving, by the way), financing might actually be a better option. Financing your purchase with a qualified lender offers homebuyers a host of unique advantages that cash buyers just can’t enjoy. If you’re weighing your cash vs. financing options, consider the following:

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Be Prepared for Contract Contingencies

May 19, 2019 8:03:00 AM / by Brett O'Daniell posted in Mortgage, Approval, Underwriting, home inspection, appraisal, financing contigency, FHA, conditions

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If you’ve been searching for your dream home, there’s nothing like the relief of finally being under contract.  That’s something to celebrate.  But now that you’re under contract, what should you expect? Your main task now is to work through the contingencies in the contract.

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