The Home-Buying Process: First Steps

Feb 24, 2020 1:08:33 PM / by Brett O'Daniell posted in Pre-Qualification, house hunting, home purchase, Credit, Credit Score, homebuying

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Congratulations! You've decided to begin your journey to becoming a homeowner.

HomeTraq has provided several key concepts that will provide you a foundation for your home-buying experience. For FREE, hands on help, Click Here

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4 reasons why buying a home with cash may be a mistake...

Oct 8, 2019 4:49:14 PM / by Mark Gorman posted in Mortgage, Pre-Approval, Pre-Qual, Lending, Home Loan, Pre-Qualification, Approval, professional, home purchase, financing contigency, FHA, closing costs, homebuyers, home ownership, PITIA, financing, capital, payments, mortgage payments, emergency funds, boosting credit, income, asset, myths, credit bureaus

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There’s a common misconception out there that buying a home with cash is always a faster and easier option than financing. If you have the funds to buy a home in cash (congrats on that saving, by the way), financing might actually be a better option. Financing your purchase with a qualified lender offers homebuyers a host of unique advantages that cash buyers just can’t enjoy. If you’re weighing your cash vs. financing options, consider the following:

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